Account opening
An account where the bank will actually open it for your industry. We choose the bank or EMI for the business profile, prepare the document pack and answer compliance until the decision — for IT, affiliate, nutra, iGaming, trading and holding companies, brokerage and personal accounts.
Choose your profile — each has its own banks and its own pack
IT & digital companies
Banks & EMIs
Affiliate & media buying
Specialist EMIs
Nutra & supplements
High-risk acquirers
iGaming & gambling
Licence-led
Trading companies
Trade-finance banks
Holding companies
Private & corporate banks
Brokerage accounts
Brokers & custodians
Personal & HNWI banking
Retail & private banks
Four steps from enquiry to result
Profile and bank selection
We go through the structure, the flows, the clients’ countries. We name 2–3 banks/EMIs that take this profile and the odds at each.
The document pack
Business description, flow of funds, KYC of beneficial owners, source of funds, counterparty contracts — in the format compliance reads.
Filing and bank enquiries
We file, answer every enquiry, prepare you for the video call. If refused, we work out why and file with the next one.
Launch and limits
First payments, raising limits, a second account as a reserve — so the business never depends on one bank.
- The company’s corporate documents and the structure down to the beneficial owner
- Passport and proof of address of beneficial owners and directors
- A business description, expected turnover, key counterparties
- Source of funds and wealth: statements, contracts, tax returns
- The bank cannot see who in the structure takes the clients’ money
- Beneficial owners do not match across documents
- The industry or the counterparties’ country is outside the bank’s appetite
- Source of funds is described in words, not documents
Accounts for an operator after two bank refusals
A payment agent added, the flow of funds rewritten; the third application landed an EMI in Lithuania plus a PSP. Seven weeks to a working account.
A fiat account for an OTC desk after three bank refusals
Business description and source of funds rewritten, a Swiss bank that services crypto selected; limits raised after three months.
Acquiring for a nutra brand after Stripe closed the account
A pack for high-risk acquirers, two acquirers with a 10% reserve instead of 20%; sales resumed in six weeks.
Do you guarantee the account?
No — the bank decides. We guarantee preparation that gives the best odds, a bank chosen for the profile, and re-application if the first one refuses.
Bank or EMI — which is better for my company?
An EMI is faster and friendlier to new companies, but offers no credit and has limits; a bank is more reliable for large turnover and counterparties. Often you need both.
Do I need to travel in person?
For an EMI, no — everything is online. Some banks require a meeting or a video call with the beneficial owner; we prepare you for it.
What does it cost?
A fixed fee quoted after a consultation, depending on the profile and the number of banks. Bank fees are paid separately.
Refused by a bank — or not yet applied?
Tell us what the company is, where the clients are and where the money comes from — we will say where the account will open and what it takes.
- A reply within one working day
- The first consultation is 30 minutes
- Confidential, no obligation